FLOOD AND WATER BACK UP COVERAGE

One of the most common misunderstandings in the insurance world has to
do with FLOOD INSURANCE and just what that means. Coverage for flood
is not part of the standard homeowners policy and coverage must be purchased under a separate flood policy. Although the government actually regulates Flood Insurance, you can buy flood policies through your local independent agency such as Henneberger & Flynn Insurance.

There is yet another distinct water coverage called WATER BACK-UP  for which you may have a limited amount of coverage included in or added in to your homeowner's policy.  This provides for water damage that may occur as the result of the back-up of sewers and drains in the vicinity of your property.

The recent event in Nashville and the flash flooding in Louisville last summer, show how devastating water dameage can be to your home and/or business. Don't take a chance when it comes to flood and water back-up coverage.  Call your agent today to discuss your need for flood and/or water back-up coverage.