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As you sit down to write your new resolutions, don’t forget about life’s annual chores. Often times we only think about insurance when it’s time to buy something new, but don’t be afraid to look for a new policy at other times too. You might have had a lifestyle change this past year that could help you save money and qualify for better coverage.
Take note of any big changes that have happened over the course of the year. Did you start working from home? You could qualify for an auto insurance policy with a lower premium because you are putting fewer miles on your car. Has your credit score raised? Having a better credit score might help you qualify for better auto insurance coverage. It never hurts to contact your insurance agent to see if you can save or gain access to better coverage. Put that on your list of resolutions.
Did you know often times insurance companies give multi-policy discounts? If you have your home insured through someone different than your car, consider making a change. Not only could this save you a few dollars, but it can save you the hassle of making multiple payments. Have you made any recent changes to your house, or received pretty big gifts over the holidays? Review your policy annually to ensure it covers everything. Add contacting your agent to your list to make sure your policy covers your peace of mind.
Owning a business can be tough. Make sure your business policy covers all your bases.
Have you struggled with a dishonest employee in the past year? There are insurance policies out there that can help you cover your losses. Have you had a problem with theft or destruction? Recovering from these circumstances can be costly. Having a commercial policy that covers these unlawful acts can help save you time and money in the long run. Add contacting your insurance agent to your resolutions this year. They will make sure your policy covers your assets.
